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Have you been Harassed or Mistreated by a Debt Collector in the Past One or Two Years?
If so, you may have an action under the Fair Debt Collection Practices Act or the Florida Consumer Collection Practices Act.

The Act prohibits Debt Collectors from:
  • Not telling you during the first call, or in the first letter, that they are debt collectors attempting to collect a debt and that any information obtained will be used for that purpose
  • Refusing to identify themselves or their employer on the phone
  • Calling you constantly
  • Calling you between 9 p.m. and 8 a.m.
  • Swearing at you or insulting you on the phone
  • Leaving you abusive phone messages or phone messages that refer to your debt
  • Calling, or threatening to call, your neighbors, friends, or employers and telling them about your debt
  • Calling you at work after you have told them not to call you at work
  • Threatening you with lawsuits, garnishment of wages, liens on property, or arrest for not paying a bill
  • If you have suffered from any of these abusive collection practices, you may be entitled to compensation.

    Compensation
    As a consumer, you are entitled to file a lawsuit against any debt collector who violates your rights under the Fair Debt Collection Practices Act. The Act allows a consumer to recover statutory damages of up to $1,000, actual damages, and attorneys’ fees and costs. There is a similar provision under Florida law.

    Additional Information
    If you would like additional information regarding your rights under the Act, please click on the following link to take you to another website: http://www.againstbillcollectors.com

    This law firm is not related in any way to Larry Heinkel, but is a group that Larry recommends.
     

    In Orlando-Daytona-Melbourne:

    In Tampa Bay:

    In Sarasota to Ft. Myers:

    407.629.5923

    727.894.2099 or 813.600.5889

    941.870.4318

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    Larry Heinkel Down to Business

    Tampa Bay Office: 111 - 2nd Avenue N.E. • Suite 900 • St. Petersburg, Florida 33701 Phone: 727-894-2099 • Fax: 727-565-4992

    Central Florida Meeting Location: 1800 Pembrook Drive Suite Maitland, FL 32810 (NOTE: This is not a mailing address) • Phone: 407-629-5923 • Fax: 727-565-4992
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    Disclaimer: The purpose of this site is to present options available for resolving outstanding debt issues, not to provide legal or professional advice. Each person's case is fact dependent. You should not assume that any particular option discussed herein would apply in your case or be beneficial to you. You should consult with an experienced and licensed attorney to review the options that may be applicable to your fact pattern. Sending us an email or requesting information does not create an attorney-client relationship.

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